Automobile Insurance Company Miami Florida FL
Reader’s Question:
I got involved in an accident and found at fault, my vehicle was totaled but my vehicle was insured at the time. I am wondering why would the other party’s insurance carrier needs to talk to me? should not they just need to speak to insurance carrier in Miami where my vehicle was insured under?
Jason
Miami, FL
The other insurance carrier may need to talk with you for a few reasons. Likely if the other party’s insurance carrier is trying to contact you it would be for your statement regarding the accident. If the individual put in an auto insurance claim against their own collision insurance, instead of through your property damage coverage, then their insurance carrier would be investigating the incident.
Part of the investigation is knowing liability and fault. So their car insurance claims department and/or claim adjuster may want to talk with you and get your description of the incident so they can determine fault.
The insurance carrier may need information on your insurance company in Miami Florida so that they can talk to them. Probably their policyholder did not provide them enough information to contact your insurance carrier so they are contacting you. The best way to know why the other driver’s insurance company needs to speak to you is to ask them.