Auto Insurance Miami Florida

Reader’s Question:

Do I need car insurance to register my car in Miami Florida? Do I need a driver’s license as well to obtain auto insurance?

Jane

Miami, FL

Yes, you need car insurance to register a vehicle in Florida. When registering a car in Florida you need to submit the proof of Florida insurance and original title to the local county tax collector or license plate agency. Miami Florida insurance means that the policy has been issued in Florida by an insurance provider licensed by the Florida Department of Insurance to do business in FL.

Yes, you will need a driver’s license in order to get auto insurance however some Miami Florida insurance companies will permit you to obtain insurance with the understanding that you will show a valid license within 30 days. Without a license an insurance carrier does not have a driving record to rate you on. If you are purchasing car insurance you have a permit, foreign license or suspended license, most insurance providers will require to you to get a full valid state license within a short period of time, typically 30 days, to keep your policy in effect.