Auto insurance SR22 Miami FL

Reader’s Question:

I am Italian, living and working in Miami Florida for a year. Do I have to have an SR22 for my auto insurance?

Kelly

Miami, FL

The answer is no. An SR-22 is needed for individuals that have not shown financial responsibility. It is required when car insurance is provided to a person who was in an accident or was convicted of a traffic violation and was unable to show financial responsibility.

It is a certificate which must be filed by the insurance provider stating that car liability insurance is in effect for a particular individual.

You would be notified by the Department of Motor Vehicles in Miami Florida if you are required to obtain an SR-22.