Miami FL non owner insurance
Q: Can you explain Miami FL non owner insurance to me?
A: Miami FL non owner insurance is pretty simple to understand, but I will make a chart for you.
I have a car ——> buy a regular insurance policy
I do not have a car —–> buy Miami FL non owner insurance
Okay, it’s not that simple, but not much more difficult. Basically, non owner insurance is perfect for people who drive but don’t have cars of their own. If you drive your friend’s, employer’s, or rental company’s cars a lot, then it’s nice to be able to just glide buy and let them pay for the insurance, but it’s also difficult to rely on them for everything. If you get into an accident and their car insurance doesn’t cover everything, guess who gets to pay the rest? That’s right, my friend–YOU. If you have non owner insurance, you’re safe from that.
I’m not going to say there aren’t drawbacks. You can only get liability insurance with Miami FL non owner insurance, and it’s pretty pricey to boot. But it’s better than the alternative, which for friends/employers’ cars means possibly leaving yourself open to financial ruin, and for rental cars means paying more on insurance waivers over time.
