Miami SR22
Q: What is the amount of Miami SR22 coverage I should get?
A: If you’re getting Miami SR22 insurance, then the coverage you need is the amount which is required all over Florida. If not, well…then there’s really no point, is there? State required coverage is actually set pretty low, and you can barely cover the dent a flea would make by hitting the side of your car with it. Car insurance companies recommend you get several tens of thousands of dollars more. Before I go on, here’s what’s actually required:
-
$10,000 of bodily injury liability coverage for a single person
-
$20,000 of BIL for the whole accident
-
$10,000 of property damage liability coverage
Florida confused itself last year and spent a few months in limbo about what exactly its car insurance laws were, but as of the first of January, no fault car insurance is back. For the better? Who knows. But here’s the no fault insurance you’ll need:
-
$10,000 of personal injury protection coverage
-
$10,000 of property damage liability coverage