Occasional Driver Insurance Miami Florida FL
Reader’s Question:
If I add an occasional driver to my car insurance policy in Miami Florida, how many hours can he drive in a week?
Paul
Miami FL
Insurance carrier’s differ with their definition of an occasional driver. Some insurance companies defines an occasional driver as someone who is under the age of twenty one, not married and operates the vehicle less than twenty five percent of the time.
Generally, an occasional driver should not be operating the vehicle for more than once a week as a rule of the thumb.
For someone to be considered as an occasional driver by an insurance carrier vary from insurer to insurer in Miami Florida so you may ask your car insurance agent to check their requirements regarding this.
Generally some insurance carrier would cover an occasional driver as long as the driver does not live in your household and the automobile is garaged in your residence.
So if you are planning to add an occasional driver in your car insurance policy in Miami Florida, you may contact your car insurance company to know exactly how many hours an occasional driver should drive the car or what the requirements are to be considered as an occasional driver.
