SR22 in Miami FL

Q: Is an SR22 in Miami FL more expensive than somewhere else?

A: Way to be vague. I can’t answer that question straight up because, really, SR22 in Miami FL is not the same all across the board. You may have one rate where you live right now, and then move across the street and have a different rate. Location is very big in car insurance.

I can tell you a few things about SR22 in Miami FL, though. Florida as a whole is actually kind of average in terms of car insurance premiums. It falls at number 20 on a list of states with the highest car insurance premiums. On average, a Florida auto insurance premium is $798.59. If you have SR22 insurance, naturally that’s going to be way higher, but at least we’re doing better than New Jersey.

As for getting an SR22 in Miami FL itself, it depends on where in Miami you live. If you live in an area with a lot of traffic or with high crime, then you generally pay more, because more cars=more people for you to run into, and more crime=more people to take your car without your permission. If you live on the outskirts, in the ‘burbs, and so on, you generally pay less because there are fewer cars and less crime. All of this is why you always get asked your zip code when you’re getting quotes.